Solar subsidy & policy guide 2026
Everything the government offers for solar — for homes, housing societies, farmers and businesses — explained simply. We file the applications for you.
PM Surya Ghar: Muft Bijli Yojana
Central financial assistance (CFA) for rooftop solar on homes, credited to your bank account after commissioning.
- Any home with its own DISCOM (MSEDCL) residential connection and a suitable roof.
- Apply on the national portal with your consumer number, then choose a registered vendor.
- Feasibility is deemed approved for systems up to 10 kW.
| System size | Subsidy |
|---|---|
| 1 kW | ₹30,000 |
| 2 kW | ₹60,000 |
| 3 kW and above | ₹78,000 (maximum) |
| Example: 2.5 kW | ₹69,000 |
₹30,000/kW for the first 2 kW + ₹18,000 for the 3rd kW. Source: PIB.
Housing societies & RWAs
₹18,000 per kW for common facilities — lifts, water pumps, lighting and EV charging — up to 500 kW (3 kW per house).
Low-interest solar loans
Collateral-free loans at about 5.75% (repo + 0.5%) for up to 10 years; up to ₹2 lakh for systems up to 3 kW. SBI scheme.
DCR panels for subsidy
Subsidised home systems must use made-in-India panels with Indian cells (Domestic Content Requirement). No relaxation.
ALMM List-I & List-II
Net-metered and open-access plants need ALMM-listed modules; from June 2026 cells must also be ALMM List-II. MNRE.
GST cut to 5%
From 22 Sep 2025, GST on solar devices fell from 12% to 5% — about ₹9,000–10,500 cheaper on a 3 kW system. Turnkey EPC ≈ 8.9% effective. PIB.
Benefits for businesses
There is no central capital subsidy for commercial & industrial rooftops — but the economics are strong.
40% depreciation
Accelerated depreciation on owned solar systems lowers your tax. Confirm with your CA.
Open access
Green Energy Open Access lets consumers with 100 kW+ load buy solar power from off-site plants.
Zero-investment PPA
OPEX/RESCO: we fund the plant; you pay per unit below grid tariff.
ESG & RE100
Solar helps meet customer, investor and export-market carbon targets.
Net metering with MSEDCL
A bidirectional meter records the solar power you export; MSEDCL bills only the net units. We submit the application, get the meter installed and arrange the inspection.
Apply
Online application with your consumer number.
Install
DCR/ALMM system by a registered vendor.
Net meter
MSEDCL installs the bidirectional meter.
Subsidy
Inspection, then CFA to your bank.
PM-KUSUM
Standalone solar pumps up to 7.5 HP with 30% central support plus state support; the farmer pays a small share. MNRE.
Magel Tyala Saur Krushi Pump
Maharashtra farmers pay only 10% (SC/ST 5%) for an off-grid solar pump. MSEDCL.
MSKVY 2.0
0.5–25 MW solar plants near substations to power agricultural feeders. GoM.
Subsidy questions
How much is the PM Surya Ghar subsidy in Maharashtra?
₹30,000 per kW for the first 2 kW and ₹18,000 for the 3rd kW — ₹30,000 (1 kW), ₹60,000 (2 kW), ₹78,000 (3 kW and above).
Do businesses get the PM Surya Ghar subsidy?
No. The central subsidy is only for residential connections and housing societies. Businesses benefit from 5% GST, 40% accelerated depreciation, open access and zero-investment (OPEX) models.
Which panels qualify for subsidy?
Subsidised home systems must use DCR panels — made in India with Indian cells — from ALMM-listed manufacturers, installed by a portal-registered vendor.
How long does the subsidy take?
The subsidy is credited to your bank account after installation, net-meter commissioning and DISCOM inspection are completed on the national portal.
Information checked against MNRE, PIB, MSEDCL and bank sources in September 2026. Schemes change — we confirm the current rules during your free consultation.